Deferred member (no longer paying in)

This area is for members that:

  • have left or opted out of the LGPS, and
  • have more than 2 years membership, and
  • are not in receipt of their pension yet.

Find out about the leaver process

Register or log in to member self service to access a summary of your pension account. You can use projection calculators, update your address, and change your beneficiaries.

Your benefits are held in the LGPS until either:

  • you decide to transfer them to another pension arrangement, or
  • they are due for payment.

You cannot contribute to your pension after you stop working for the employer. You can only contribute to your pension when you are working and paying in.

Your deferred benefits increase each year with the cost of living. We send a deferred benefit statement to your home address every summer. It tells you the value.

If you are entitled to deferred benefits, you cannot receive a refund of your contributions. If you have less than 2 years membership in the scheme, you may be entitled to a refund. We will write to you to let you know.

Please keep us updated if you move. Use member self service to change your address or complete the change of address form

The Local Government Association (LGA) have produced information about the McCloud remedy for members. It includes key dates, FAQs, and an online tool to find out if you are affected. Find out about the McCloud remedy in the LGPS for members