Aggregating pension accounts

You have a pension record for each employment that you pay in to the Local Government Pension Scheme (LGPS).

If you change from one employer to another that offers membership to the LGPS, your pension record will stop and a new pension record will start. You will receive a welcome letter from us when your new pension record starts.

There are various regulations regarding aggregating pension records and we will write to you to let you know your options. This process may take some time but if you have any queries in the meantime please contact us using the contact details below. Please be assured that any delay in writing to you will not be detrimental to your pension.

Until we have written to you, and you have made an election regarding your pension records (if applicable), your Annual Benefit Illustration will be based on your latest employment only.

Aggregation of pension records can also apply when you transfer previous pension rights from another LGPS pension fund in England and Wales.

If you change posts with the same employer without a break in service, your membership in the LGPS is continuous.