We send an Annual Benefit Illustration (ABI) to your home address each year. It provides you with a personalised illustration of your benefits in the Police Pension Scheme.
We send your ABI in August each year. It is important that you tell us when you change your address. Complete the change of address form.
Information in your ABI
Your ABI includes information about:
- The value of your pension at the previous 31 March
- The death grant lump sum that is payable should you die in service
- The value of survivor benefits payable
- Your pensionable membership that has been used in the calculations. You can check this to confirm that the service details that we have been given by your employer are correct.
State pension information
Your ABI will not include details about your State pension. View information about your State pension on the GOV.UK website.
Thinking about taking your pension
It is important to note that your ABI is for illustration purposes only. It is based on the information we hold on your record up to the date of the illustration. If you are within 6 months of your anticipated retirement age, you should request an estimate. An estimate gives you up to date figures and tells you the options available to you. Contact Kent Police to request an estimate.
A survivor's pension is automatically payable to a spouse or civil partner.
If you are a member of the PPS 1987, survivor benefits are not payable to your cohabiting partner.
If you are a member of the PPS 2006 or PPS 2015, survivor benefits are payable to your cohabiting partner subject to certain criteria. You may nominate them to receive a survivor's pension in the event of your death. Complete the Pension for partners – declaration form and notes (PDF, 158.7 KB). The form explains what criteria must be met before you make a nomination.
Help with your ABI
If you have a query, please refer to the explanatory notes on your ABI. If you still do not find your answer, complete the ABI Enquiry form.
McCloud judgement and your ABI
The Court of Appeal ruled in McCloud/Sargeant that the transitional arrangements introduced as part of the 2015 reforms to the Firefighters’ and Judges’ pension scheme were discriminatory and, therefore, unlawful. The Government subsequently accepted that this ruling applied to all the main public service pension schemes and is currently working on removing this discrimination to all affected scheme members, including the police pension scheme.
This work is complex and will take time. For further information, view the written ministerial statement about the McCloud judgement. At this stage there is still uncertainty around the final approach to removing this discrimination. This means that it has not been possible to reflect the impact of the Court of Appeal ruling in this year’s annual benefit statement.