The cost of buying back pension ‘lost’ during a period of authorised unpaid absence that starts after 1 April 2026 of 15 days or more. It is based on the member's normal contribution rates. The employer pays too. These contracts are known as Qualifying Additional Pension Arrangements (QAPAs).
The time limit to apply for a QAPA is one year after returning to work. This is only possible while the member is an active member in the same employment. The pension bought through a QAPA mirrors normal pension built up. It counts towards the calculation of survivor pensions, and will not be reduced if the member retires on redundancy or efficiency grounds.