Reduction in hours

If you reduce your hours, your pensionable pay will reduce. The pension you build up each year will be less. Your pension built up to the point of the reduction will not change.

There are other benefits that may be affected. Find out how other benefits are affected if you reduce your hours

If you paid into the scheme before 1 April 2014, a reduction in hours will not affect the calculation of your benefits up to 31 March 2014. However, if your whole time salary rate reduces it may affect the calculation of your benefits up to 31 March 2014. Find out how your pension is affected if your salary rate is reduced

Flexible retirement

From age 55, it may be possible to take flexible retirement. Your employer must agree to this. If you reduce your hours or move to a less senior position, you can take the pension benefits you have built up. Find out about flexible retirement