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Kent Pension Fund
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About the LGPS

Understanding your LGPS pension webinar

We conduct free webinars about understanding your LGPS pension.  If you would like to book, there are scheduled dates during the year. Find out about the understanding your LGPS webinars

The Local Government Pension Scheme (LGPS) is one of the largest public sector pension schemes in the UK with over 6 million members. Find out what a pension is

The LGPS is governed by regulations made by parliament. They consult with trade unions and employer representatives about the regulations.

Key features of the LGPS

  • Annual pension payable for life
  • Option to convert some pension to a one-off, tax-free lump sum
  • Lump sum death grant for death in service
  • Survivor's pensions
  • Pension increases with the cost of living - whilst building up and when it is in payment
  • Ill health retirement provisions
  • Normal retirement age equal to your State Pension age (SPa)
  • One forty ninth (1/49th) accrual rate. This means your pension builds up at a rate of 1/49th of your pensionable pay each year. Find out how your benefits are calculated

Type of scheme

The LGPS is an occupational pension scheme and a Career Average Revalued Earnings (CARE) pension scheme. A CARE scheme means your benefits are worked out on your pensionable pay each year and added together. Inflation is added to keep its value. Find out more about what type of pension scheme the LGPS is

Guides

Read the LGPS scheme guides and factsheets

Administration of the scheme

The scheme is administered locally through regional pension funds in England and Wales. Kent Pension Fund is one of those regional pension funds. The Kent Pension Fund is administered by Kent County Council (KCC). There is a clear distinction between KCC and the Fund. The assets of the Fund are held completely separately to those of KCC and over 400 participating employers in the Fund.

The administration of members records is administered by Kent County Council and the employers in the scheme. Employers include local authorities and public service organisations. Find out about the administration of the fund

Investments are managed by Kent County Council. Find out about investment management of the Kent Pension Fund

Performance

Read the report and accounts of the Kent Pension Fund to find out how the fund has performed.

The government provide a statistical release each year detailing the performance of the LGPS at a national level. Read the Local Government Pension Scheme Funds England and Wales: 2023 to 2024 statistical release

How we communicate

We keep you informed in various ways. We publish a communication policy. It details the way that we communicate to all types of members. Read the communication policy (PDF, 491.7 KB)

Current member (paying in)

Information for members who are currently paying in to the Kent Pension Fund. Includes new employees who are automatically brought into the scheme.

Deferred member (no longer paying in)

Information for members who have stopped paying in and who have their pension held in the Kent Pension Fund until it is payable.

Pensioner member (receiving a pension)

Information for members in receipt of a pension from the Kent Pension Fund, including those receiving dependants benefits.

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