If you leave or opt out of the LGPS with more than 2 years membership, you are entitled to deferred benefits. Find out about the leaver process
Your benefits are held in the LGPS until either:
- you decide to transfer them to another pension arrangement, or
- they are due to be paid.
Your deferred benefits increase each year with the cost of living. We send a deferred benefit statement to your home address every summer. It tells you the value.
If you are entitled to deferred benefits, you cannot receive a refund of your contributions. If you have less than 2 years membership in the scheme, you may be entitled to a refund. We will write to you to let you know.
Please let us know if you change your address. Complete the change of address form
The Elmes v Essex judgement changed legislation regarding cohabiting partners of LGPS members who died before April 2014. Find out about the Elmes v Essex judgement
Awarded a pension share on divorce or dissolution
Information about your pension share awarded to you on divorce or dissolution of civil partnership which is not in payment.
Calculation of deferred benefits
How your LGPS deferred benefits are calculated.
Data sharing with the LGPS National Insurance database
The data we share and why we share it with the LGPS National Insurance database.
Death of a deferred member
Information about benefits provided to your loved ones on your death.
Deferred benefit statements
Information about your LGPS deferred benefit statement which is sent to your home address every summer.
Divorce or dissolution of a civil partnership
Forms for deferred members
Guides and factsheets for deferred members
Help and complaints
Who to contact for help and the process involved in raising a complaint. Includes information about how to trace previous pension rights
Payment of deferred benefits
When your deferred benefits are payable.
Pre retirement course
This free course is available to any member who has contributed to the LGPS and is within 18 months of retirement.
Rejoining the LGPS
Information about rejoining the LGPS if you previously left employment and return. Aslo how to rejoin if you opted out in your current employment.
Tax controls and pensions