This area is for scheme members who have stopped paying into the Scheme and have not reached normal pension age.
If you leave or opt out of the Local Government Pension Scheme (LGPS) with at least 2 years membership you are entitled to deferred benefits. View the Leaver process flowchart (PDF, 46.5 KB).
Your benefits are held in the LGPS until either:
- you decide to transfer them to another pension arrangement or
- they are due to be paid.
You cannot receive a refund of your contributions if you are entitled to deferred benefits. If you have under 2 years membership in the Scheme you may be entitled to a refund. We will write to you to let you know.
Your deferred benefits increase each year in line with the cost of living and an annual deferred benefit statement is sent to your home address to let you know its value.
Please let us know if you change your address by completing the Change of address form.
The Elmes v Essex judgement changed legislation regarding cohabiting partners of members who died before April 2014.
Awarded a pension share on divorce or dissolution
Information about your pension share awarded to you on divorce or dissolution of civil partnership which is not in payment
Calculation of deferred benefits
How your LGPS deferred benefits are calculated
Data sharing with the LGPS National Insurance database
The data we share and why we share it with the LGPS National Insurance database
Death of a deferred member
Information about benefits provided to your loved ones on your death
Deferred benefit statements
Information about your LGPS deferred benefit statement which is sent to your home address every summer
Divorce or dissolution of a civil partnership
Forms for deferred members
Guides and factsheets for deferred members
Help and complaints
Who to contact for help and the process involved in raising a complaint. Includes information about how to trace previous pension rights
If you paid extra
Details about what happens if you were paying extra contributions when you left the Scheme
Payment of deferred benefits
When your deferred benefits are payable
Pre retirement course
This free course is available to any Scheme member who has contributed to the LGPS and is within 18 months of retirement. Partners are welcome to attend
Rejoining the LGPS
Information about rejoining the LGPS if you previously left employment and how to rejoin if you opted out in your current employment
Tax controls and pensions
Information about transferring out your LGPS pension rights to another pension provider including within the LGPS and Freedom and Choice options