There are a number of ways you can provide extra pension benefits, on top of the benefits you are already expecting to receive as a member of the Local Government Pension Scheme (LGPS). You receive tax relief on the contributions you pay.
You can combine any of these options:
- Additional Pension contributions (APCs) to buy extra LGPS pension.
Pay additional contributions into the LGPS to purchase extra LGPS pension.
- Additional Voluntary Contributions (AVCs) to the in-house AVC scheme
Pay additional contributions to one of our in-house AVC providers which includes an option to purchase extra LGPS pension.
- Free Standing Additional Voluntary Contributions (FSAVCs) to a scheme of your choice
Pay contributions into a provider of your choice. FSAVCs are not connected to the LGPS.
- Contributions into a personal or stakeholder pension plan
Pay contributions into a pension arrangement of your choice.