If you are permanently incapable of the job you were working in when you left the LGPS, you may apply for payment of your deferred benefits on the grounds of ill health. This is at any age, without reduction to your pension. Additional criteria will also apply depending on when you left the scheme.
If you paid Additional Pension Contributions (APCs) for extra or lost LGPS pension, the pension purchased up to your date of leaving will not be reduced. If only part of the APC contract was completed, the relevant proportion of pension was awarded.
Who makes the decision
The decision to release deferred benefits earlier than the due date is made by your former employer. They must obtain an opinion from an Independent Medical Practitioner (IRMP).
The process
Find out about the process of early payment of a deferred benefit on the grounds of ill health
How to apply
If you feel you are permanently incapable of doing your previous job, complete the request for early payment of deferred benefits form