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Payment of deferred benefits

We write to you when your deferred benefits are due for payment in full at your normal pension age.

You can choose to take your deferred benefits from age 55, but they will be reduced for early payment. You may be able to defer payment after your normal pension age, and your benefits will be increased for later payment, but they must be paid by age 75.

If your deferred benefit was awarded because you opted out of the scheme, you need to have left that post before payment of your deferred benefit can be made.

It is not possible to take some of your deferred benefit; all your deferred benefit is paid. You may be able to transfer your deferred benefit to another pension arrangement. Find out about transferring out your deferred benefit

You can receive your deferred benefits at: